BC Securities Loan Process

1
You complete an on-line preliminary application form (we also accept hard copies);
2
We search the market for the best mortgage product that you will qualify for (our panel includes products from the major Australian banks, Building Societies, Credit Unions and the overseas banks regulated in Australia);
3
We advise you of the results and a recommended solution; and
4
If you instruct us to proceed, we guide you through the whole loan approval, documentation and funding process.
Loan Process 1
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Preliminary Application Form

  • Simple On-Line Form
  • 24-48 hour response
  • Mandarin, Indonesian or English
  • Multi currency
Loan Process 2
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Loan Product Search

  • Australian and International Banks (local branch), Building Societies and Credit Union Products (traditional finance products)
  • BC Securities Products
Loan Process 3
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Recommended Solution for You

  • If you are eligible for traditional finance products we will provide you with three choices; or
  • BC Securities Products
Loan Process 4
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Loan Approval and Funding Process

  • Loan pre-approval
  • Verification
  • Formal approval
  • Documentation
  • Settlement

Fees and Charges

Our standard application fee is A$990. This fee is not payable until we have assessed your preliminary application, provided with a conditional approval and you have advised us to proceed.

The application fee includes one valuation up to $440. All other fees are paid at settlement and depend on your loan amount and LVR.

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